As a sustainable financial power that has always invested in people, HDY Insurance has always acted with the knowledge that a happy customer means a strong HDY Insurance. Without forgetting environmental awareness, HDY Insurance considers that less paper waste and less energy consumption means a more livable nature.
HEALTH INSURANCES
The supplementary health insurance regulation aims to ensure that healthcare services are accessible and sustainable in cases where healthcare expenses are not covered by the institution, or are only partially covered even if they are included in the coverage, or when individuals request healthcare services of a higher standard. It also aims to resolve any issues by eliminating differences in reimbursement practices within the institution.
So, what is supplementary health insurance, and what advantages does it offer to the insured?
It is a health insurance policy created to enable individuals covered by the Social Security Institution (SGK) to benefit from more comprehensive healthcare services at affordable prices. Treatment costs that are not covered by the Social Security Institution or exceed the fee limits can be covered in the most advantageous way through supplementary health insurance. From this perspective, supplementary health insurance, which is a state-supported health insurance, enables you to benefit from healthcare services in a more functional way with outpatient and inpatient treatment options. At the same time, it opens the way for you to receive an economically friendly service at affordable prices.
Supplementary health insurance allows you to visit the doctor 9/10 times a year (depending on the insurance company). You can easily get checked for minor illnesses during routine check-ups or for more serious illnesses. You can also benefit from free tests and laboratory services.
In terms of inpatient treatment, the range of healthcare services you can receive in the hospital, such as surgery, room and board, companion care, medication, intensive care, and doctor follow-up, is also quite extensive. All of these treatment costs are covered by insurance. Your insurance company will cover the costs without you having to pay out of pocket, and if you develop an illness that requires hospitalisation, both your budget and your health will be protected.
The portion of SGK that is paid by the insurance company, but which exceeds the limit of treatment expenses, is covered by the insurance, thereby helping your budget financially and eliminating the need to restrict yourself when receiving healthcare services. Another advantage of supplementary health insurance becomes apparent in cases of serious health problems. When you face a longer and more serious treatment process, accommodation and similar expenses are also covered by the insurance. Supplementary health insurance offers you the flexibility to structure and customise your policy according to the premium rates set by insurance companies, your age group, health condition, and the limits of the coverage you desire.
You can tailor it to your preferences.Private Health Insurance is insurance that provides treatment for illnesses that may occur due to various factors and allows you to benefit from various different services. With HDY Insurance coverage, you can choose the one that suits your needs from among various Private Health Insurance products and have an important health plan for your future. You can include in your health insurance coverage, according to your preference, package products that cover expenses related to outpatient treatment, such as inpatient treatment, doctor's examinations and medication expenses, laboratory services, physical therapy, imaging and diagnostic methods, advanced diagnostic methods, and pregnancy follow-up expenses, as well as overseas inpatient treatment and overseas outpatient treatment services. In necessary situations, you can receive the highest quality treatment at a cost that is much lower than what you would normally pay for healthcare expenses.
What Does Private Health Insurance Cover?
It allows you to receive comprehensive health check-ups, diagnosis and treatment services from any contracted doctor or healthcare institution of your choice. No matter where you are in the country or the world, this type of insurance ensures you are always prepared within the scope of your policy. You can receive the necessary services from all institutions covered by HDY Insurance, including contracted hospitals, clinics, diagnostic centres, physical therapy centres, pharmacies, and doctor's offices. The services you will receive under Private Health Insurance include: inpatient treatment, intensive care, chemotherapy, radiotherapy, dialysis, minor procedures, post-hospitalisation physical therapy, home care, medical supplies, dental treatment resulting from a traffic accident, mammography and PSA for screening purposes, air ambulance, prosthetic limb expenses, personal accident insurance, overseas inpatient treatment, outpatient treatment, medical consultation and ambulance services, doctor's examination, medication, vaccinations for children aged 0-6, laboratory services, imaging and diagnostic methods, advanced diagnostic methods, physical therapy, maternity coverage, pregnancy follow-up expenses, newborn baby coverage, and check-up coverage.