
As a sustainable financial power that has always invested in people, HDY Insurance has always acted with the knowledge that a happy customer means a strong HDY Insurance. Without forgetting environmental awareness, HDY Insurance considers that less paper waste and less energy consumption means a more livable nature.
MOTOR AND TRAFFIC INSURANCES
Comprehensive insurance covers the costs of damage incurred by the insured vehicle. It covers situations such as damage, fire, theft, etc. of any motor vehicle beyond the control of the insured. Comprehensive insurance covers damage to the insured vehicle.
While traffic insurance protects the other party and third parties, comprehensive insurance protects your vehicle and your budget.
In the event of an accident or damage, comprehensive insurance ensures that you do not have to bear the cost of major expenses.Comprehensive insurance is an optional type of insurance. In addition to standard coverage such as fire and theft, the scope of insurance can be expanded with additional coverage based on the insured's request. You can determine your comprehensive insurance policy according to the coverage you need and choose the scope yourself. You can also easily select the comprehensive insurance product that meets your needs from among those offered by insurance companies. Unless otherwise specified in the policy, comprehensive insurance is only valid within the borders of Turkey.
Comprehensive insurance coverage begins on the date of payment. If the policy premium is to be paid in installments, coverage begins on the date the down payment is made. Unless otherwise agreed between the parties, comprehensive insurance coverage begins at 12:00 noon Turkish time within the borders of Turkey and ends at the same time on the expiration date. In comprehensive insurance, the insured is obliged to notify the insurer of the occurrence of the risk within 5 business days from the date of the event causing damage to the insured vehicle. In the event of the occurrence of the risk, the insurer is obliged to notify the insured of the amount of damage and compensation within 15 days from the date of receipt of the documents related to the damage.
Collision, crash, overturning, or burning of the vehicle
Partial damage to the vehicle due to theft or attempted theft
Damage to the vehicle due to the mischief of third parties
Damage resulting from strikes, lockouts, terrorism, and civil unrest
Damage from floods and water damage
Damage caused by contact with cigarettes and similar substances
Damage caused by towing or pulling
Damage caused to the vehicle by rodents
Protection for special and valuable items in the vehicle In addition to comprehensive coverage, for your convenience:
Authorised service advantage throughout Turkey
Advantage of repair with original parts
Market value assessment in cases of severe damage
New value protection
Compensation for loss of keys
Personal Accident Seat Insurance
Optional Financial Liability Insurance
Legal Protection Insurance
Vehicle towing and crane organisation
Medical transport organisation
Hotel and return home organisation
Rental car service
No-claims discount
Mini repair service
No-claims protection
Accommodation, continuation of travel or return to place of residence
